CMA Data Preparation
Banks assess working capital limits on CMA data — Credit Monitoring Arrangement statements in a prescribed format. We prepare the full set, tie every figure back to your audited books, and compute the maximum permissible bank finance your business can justify.
- Pricing
- Quoted per case
- Review
- Maker–checker on every filing
- Queries
- Departmental replies included
What you get
Included in this engagement
- Form I — Particulars of existing and proposed limits
- Form II — Operating statement with projections
- Form III — Analysis of Balance Sheet
- Form IV — Comparative statement of current assets and current liabilities
- Form V — Computation of Maximum Permissible Bank Finance (MPBF)
- Form VI — Fund flow statement
- Ratio analysis and justification notes for the credit officer
- Revisions to match your banker’s observations
Checklist
Documents required
- 1
Audited financial statements of the last 3 years
- 2
Provisional financials for the current year
- 3
Existing sanction letters and details of present limits
- 4
GST returns of the last 12 months
- 5
Stock and debtors statements
- 6
Projected turnover and expansion plan
- 7
Details of term loans and their repayment schedules
Good to know
- Fees depend on turnover and the number of years to be covered. Share your requirement for a written quote.
Who needs this
Sectors that come to us for cma data preparation
Insights
Worth reading first
What a credit officer actually reads in your project report
Not the vision. They turn to the DSCR, the promoter contribution and whether the projections have any relationship to your last three years. Everything else is packaging.
7 min read
Your brand is not yours until you file — and 'we've used it for years' is a weak defence
Prior use counts for something in Indian trademark law, but proving it is expensive and uncertain. A filing costs a fraction of the dispute it prevents.
6 min read
Who actually needs GST registration — and who is better off registering anyway
The turnover threshold is only one of several triggers. Plenty of businesses below it are still legally required to register, and some above it choose to register early for reasons that have nothing to do with the law.
7 min read
Why clients stay
The boring things, done reliably.
Compliance is not glamorous work. It is deadlines met, numbers that tie, and someone picking up when you call. That is what we optimise for.
- 78
- Services, fees published
- 12
- Cities served across India
- 9 yrs
- Serving Indore & India
- 0
- Hidden charges
Priced before we start
Every service on this site carries its fee. You get a written scope and a number before any work begins, and the invoice matches it.
Two people on every filing
Nothing goes to a department on one pair of eyes. A second professional reviews the return before it is submitted.
A person, not a ticket
You get a named associate who knows your file, reachable on WhatsApp, not a queue and a different voice every call.
We watch the calendar
Once you are on our books we track your due dates and reach out before the deadline, not after the late fee.
Next step
Start your cma data preparation.
Send us your details and we will come back with a written scope, the exact document list and a confirmed timeline — usually the same working day.
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Project Report
A bankable project report with projections, DSCR and break-even analysis, built to your lender’s format.